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Instance sampling in credit scoring: An empirical study of sample size and balancing

research.lancs.ac.uksite

Discusses the traditional sampling conventions in credit modeling and argues that using larger samples provides a significant increase in accuracy across algorithms.

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Credit Modeling
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2026-10-10
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Credit Modeling › Sample Selection: “Discusses the traditional sampling conventions in credit modeling and argues that using larger samples provides a significant increase in accuracy across algorithms.”