Credit scoring methods: Latest trends and points to consider
"(...) This article aims at providing a systemic review of the most recent (2016–2021) articles, identifying trends in credit scoring using a fixed set of questions. The survey methodology and questionnaire align with previous similar research that analyses articles on credit…
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- 2026-10-10
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A survey of credit and behavioural scoring: forecasting financial risk of lending to consumers sciencedirect.com
Surveys the techniques used — both statistical and operational research based — to help organisations decide whether or not to grant credit to consumers. It also discusses the need to incorporate economic conditions into the scoring systems and the way the systems could change…
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Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research sciencedirect.com
There have been several advancements in scorecard development, including novel learning methods, performance measures and techniques to reliably compare different classifiers, which the credit scoring literature does not reflect. This paper compares several novel classification…
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Classification methods applied to credit scoring: Systematic review and overall comparison sciencedirect.com
The need for controlling and effectively managing credit risk has led financial institutions to excel in improving techniques designed for this purpose, resulting in the development of various quantitative models by financial institutions and consulting companies. Hence, the…
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Financial credit risk assessment: a recent review dl.acm.org
Summarizes the traditional statistical models and state-of-the-art intelligent methods for financial distress forecasting, with emphasis on the most recent achievements.
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Statistical Classification Methods in Consumer Credit Scoring: A Review jstor.org
Classic introduction and review of the subject of credit scoring.
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A literature review on the application of evolutionary computing to credit scoring link.springer.com
The aim of this paper is to summarize the most recent developments in the application of evolutionary algorithms to credit scoring by means of a thorough review of scientific articles published during the period 2000–2012.
Credit Modeling › Credit Scoring: “"(...) This article aims at providing a systemic review of the most recent (2016–2021) articles, identifying trends in credit scoring using a fixed set of questions. The survey methodology and questionnaire align with previous similar research that analyses articles on credit…”