Credit Scoring and the Availability, Price, and Risk of Small Business Credit
Finds that small business credit scoring is associated with expanded quantities, higher averages prices, and greater average risk levels for small business credits under $100,000, after controlling for bank size and other differences across banks.
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- 2026-10-10
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Credit Modeling › Institutional Credit Risk: “Finds that small business credit scoring is associated with expanded quantities, higher averages prices, and greater average risk levels for small business credits under $100,000, after controlling for bank size and other differences across banks.”